Personal Credit Line

Loan, Personal Loan

SunTrust is committed to meeting all your personal financial needs. That’s why we offer a personal credit line—a revolving line of credit available for any purpose, at any time.

Use your credit line to pay for home improvements, car repairs, unexpected medical costs or to consolidate outstanding high-interest debt. You’ll also have the option of using your personal line of credit as overdraft protection for your SunTrust checking account.

As with a credit card, no collateral is needed to secure financing. A personal credit line gives you the peace of mind that comes with knowing you can easily handle any expense.

A fast application process with preliminary approval within hours of submission1
Interest rate discounts available up to 0.75% for clients with a qualifying SunTrust relationship2

An easily accessible line of credit
No collateral requirement to secure financing
A minimum payment based on a percentage of the outstanding principal balance
Convenience checks
Overdraft protection when linked to a SunTrust checking account
A monthly statement when the line of credit has an outstanding balance
24-hour account access by calling 800.SUNTRUST

A 0.25% interest rate reduction off the standard rate may be obtained with a qualifying SunTrust deposit relationship; an additional 0.25% interest rate reduction off the standard rate of a consumer loan or line of credit is provided if payment is automat

Preliminary line and loan decisions are usually made within 24 hours on applications received during normal business hours.

800.SUNTRUST