SunTrust Bank

Phone: 1-800.SUNTRUST,877.752.2797,800.786.8787

PCL Plus Line of Credit

The costs of building a successful medical practice can be a major financial strain for physicians—especially when they’re also bearing the burden of heavy medical school debt.

SunTrust understands these challenges. That’s why we offer PCL Plus—a line of credit specifically designed to help new and established physicians cover a wide range of personal expenses. With PCL Plus, you can borrow up to $75,000 and pay just accrued interest each month, or pay down principal as well if you choose. And SunTrust makes it simple to access your funds. As a PCL Plus client, you’ll receive a free supply of convenient checks, so tapping your credit line will be easy.

The PCL Plus physician line of credit is currently available in Alabama, Arkansas, District of Columbia, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia and West Virginia.
Obtain cash as you need it by simply writing a check
Monthly repayment options including interest, principal and interest or payment in full
Generous credit lines of up to $75,000 offering you maximum flexibility

Loan Amount
A line of credit of up to $75,000
Interest Rate
A line of credit of up to $75,000
Interest-only payments
No prepayment penalties
One to four year repayment terms
Interest rate of the Prime Rate + 3.0% to 5.0% (currently 6.25% to 8.25% APR)1
Convenience checks
Minimum a
Prime Rate is The Wall Street Journal Prime Rate, which was 3.25% Annual Percentage Rate (APR) as of 8/1/12. The APR is variable, indexed to The Wall Street Journal Prime Rate plus a margin, and is subject to increase or decrease as the index increases or decreases.
Supporting Documents


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