Physician Loan Terms and Conditions

Loan, Personal Loan, Medical Loan, Graduate Loan

At SunTrust, we understand the financial pressures that doctors, dentists and other medical professionals face when they're starting out.

That's why our physician loan limits are generous—up to $75,000, depending on your level of training or years in practice. What's more, our physician loans have no application or origination fees, no prepayment penalties, no requirement to purchase credit life insurance and no hidden charges.

PGY I Up to $25,000
PGY II Up to $30,000
PGY III Up to $35,000
PGY IV and Fellows Up to $40,000
Final Year of Training and Signed Contract Up to $50,000
In Practice Up to $75,000

Our loan amounts range from $5,000 to $75,0001, depending on y

Low rates are available with no prepayment penalties. Our fixed rates are as low as 7.95% APR and our variable rates are as low as 6.75% Annual Percentage Rate (APR2). Our variable rate changes only when the Prime rate changes.

If you are a doctor-in-t

SunTrust Physician Loans are not available in Vermont or the U.S. Territories. The maximum loan amount available in Illinois is $40,000. The minimum loan amount available in Massachusetts is $6,001. The minimum loan amount available in Kentucky is $15,001. For loans signed or executed in the state of Florida, Florida Law requires payment of a documentary stamp tax calculated on the loan amount. SunTrust will collect and forward this tax to the Florida Department of Revenue.

Annual Percentage Rates (APRs) are determined by creditworthiness and other factors, so your APR may differ.

800.241.6905.