Motorhome and RV Loan Rates

Class A and Class C motor homes only - no towables
Recreational use only - no towables
10 model years maximum age (currently 2003)
No Class B conversion vans
Can not be used as a full-time, permanent residence
SunTrust offers RV financing throughout the U.S. with exceptions to the following states: Alaska, Hawaii, and Vermont
No warranties or sales tax will be financed

Income Verification: A copy of your W-2 form or pay stub. If self-employed, recent tax returns will be requested.
Copy of Sales Contract or Purchase Order for RV
RV Inspections are required on all loan amounts of $100,000 or more

$53,000 - $500,000 requires 15% standard
$500,001 - $1,500,000 requires 20% standard

Loan Amount Type Maximum Loan Term Annual Percentage Rate
$100,000 -
$1,500,000 Class A
2009-2013 240 Months 4.75% APR

Class A
2004-2008

Class C
2009-2013
180 Months
$53,000 -
$99,999

Class A
2004-2013

Class C
2009-2013
18

For example, a borrower financing $53,000 after a down payment of 15% at an Annual Percentage Rate of 4.99% would make 180 monthly payments of $418.84.

Your actual rate may vary based on a number of factors, including loan term. Available rates may change without notice. Property insurance required. Loan approval and final terms are subject to review of your credit history, income and other factors. Rates effective 02/01/13.

3-Year Fixed Adjustable Rate Program
$100,000 - $1,500,000 Fixed for 3 years at 4.12% APR then adjusts to WSJ prime rate + .50%. Amortized over 240 months. Prepayment penalty 1.50% for first 12 months.

Monthly Variable Rate Loan Program
$100,000 - $1,500,000 Amortized over 240 months. Prepayment penalty 1.50% for first 12 months. Rate adjusts monthly to 1 Month LIBOR + 350 bps. The rate for February 2013 is: 3.70% APR.