Home Equity Line of Credit

Loan, Home Loan, Education Loan, Personal Loan, Mortgage

A SunTrust Access 3® Equity Line is a smart, flexible and affordable way to use your home’s equity to pay for the important things in your life – both now and in the future. Take advantage of special low rates on your initial draw1, and get the flexibility you need for:

Home improvements
Paying down higher rate balances
Major purchases
Educational expenses

No application fees, and as long as your account is kept open for at least three years, we will advance most, if not all, closing costs on your behalf.2
Interest may be tax-deductible3
Interest rate reductions for qualified SunTrust account holders4

For new loans of $10,000 or more, SunTrust will advance certain costs on your behalf, including the first property/collateral valuation obtained by SunTrust, but excluding: any subsequent property/collateral valuation not required by us; and, if required,

A 0.25% interest rate reduction off the standard rate of a consumer loan or line of credit if you have an eligible deposit account; an additional 0.25% interest rate reduction if the payment is automatically deducted from a SunTrust checking, savings or m

Special Rate Advance: Rate offer is variable, is in effect for the first three years after your account is opened, and is applicable only for advances taken under the revolving line of credit and interest-only options at the closing of the line, and to be disbursed immediately upon expiration of any applicable rescission period, and is valid for applications received by 3/31/2013 and that close by 5/15/2013. Special Rate Advance may not be used to pay-off or pay-down any SunTrust debt. Advances taken subsequently to the Special Rate Advance(s), as well as balances remaining after expiration of the special advance term, shall accrue interest at the standard rate(s) and margin(s) as described below and in your Home Equity Line Agreement.

800.SUNTRUST