SunTrust Bank

Phone: 1-800.SUNTRUST,877.752.2797,800.786.8787

Equity Loan

If you have a current mortgage and you’re looking to borrow a specific amount all at one time, but you want the stability of a fixed-rate loan and fixed monthly payments, consider an equity loan. You’ll receive the total amount up front, with a set amount of time to repay. And with same-day approval, it's easy to get started.1 If you don’t have a mortgage but would like to use the equity in your home to gain access to funds, consider a SunTrust Access 3® Equity Line of Credit or a Simple Home Refi.

A variety of flexible repayment terms are available to best fit your budget. And, every scheduled payment you make reduces the principal balance, helping to rebuild your home’s equity.
No application fees, points or closing costs2
Interest may be tax-deductible3
Interest rate reductions for qualified SunTrust account holders4
Loan Amount
For new loans of $10,000 or more, SunTrust will advance certain costs on your behalf, including the first property/collateral valuation obtained by SunTrust, but excluding: any subsequent property/collateral valuation not required by us; and, if required,
Interest Rate
Consult your tax advisor regarding deductibility of interest.

A 0.25% interest rate reduction off the standard rate of a consumer loan or line of credit if you have an eligible deposit account; an additional 0.25% interest rate reduction if the payment
Preliminary loan decisions are usually made within 24 hours on applications received during normal banking hours.
Supporting Documents


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