Phone: 1-800-374-9700,1-800-627-3999,1-866-213-0890

Certificates of Deposit (CDs)

Who said there are no guarantees in life?

Earn a competitive and guaranteed CD interest rate, whether you're saving for short or long term goals. With terms from 3 months to 5 years, CDs are a great way to save for what is important to you.
Earn Competitive CD Interest Rates1

When you open a CitibankĀ® Certificate of Deposit here's how it works:

Interest is paid monthly or at maturity for all CDs with terms of one year or less.
Interest is paid monthly for all CDs with terms greater than one year.
CDs renew automatically at maturity for the same term you initially selected. If you don't want to renew or change your term, you have a 7 calendar day grace period .
Interest Rate

1-Year APY Interest Rate Apply OnlineLearn More
Below $10,000 0.25% 0.25%
$10,000-$24,999.99 0.25% 0.25%
$25,000-$49,999.99 0.25% 0.25%
$50,000-$99,999.99 0.25% 0.25%
$100,000-$499,999.99 0.25% 0.25%
Initial Deposit
Below $10,000
You want a guaranteed interest rate
You want to select your maturity date
You are looking for a safe savings option
For Citigold Private Client rates, please contact your Private Client Advisor or call Citigold Private Client customer service at 1-877-309-0914 or 1-813-604-3080 (toll free within the U.S.)

Annual Percentage Yield (APY) is accurate as of 04/08/2012. A penalty will be imposed for early withdrawal of principal. Fees may reduce earnings. APY assumes interest earned is kept in the CD for the full term. Minimum opening deposit is $500.

To receive a premium rate for your Certificate of Deposit, you must have a linked checking account in the CitigoldĀ® Account Package, and the checking account must be your primary account.

Different rates and terms may apply to a CD held in an Individual Retirement Account (IRA). Please call 1-800-695-5911 for details.

Citibank does not charge you a fee for using the Citi Alerting Service. However, your wireless carrier may charge you for receiving the text messages you receive from us related to this service.

Citibank will charge an Overdraft Protection Transfer Fee of $10 each day we cover an overdraft by transferring money from your Safety Check contributing account. The Overdraft Protection Transfer Fee will be charged to the checking account that receives the transfer. This fee is waived for CitigoldĀ®, Citi Private Bank, International Personal Banking, and Global Executive Banking customers. For additional terms and conditions regarding Safety Check please refer to the Client Manual-Consumer Accounts and the Marketplace Addendum.
Supporting Documents
call us at 1-800-374-9700 (TTY 1-800-788-0002) to open an account or learn more.


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