Phone: 1-800-374-9700,1-800-627-3999,1-866-213-0890


An experience built around you.

When you expect much of yourself, the same goes for your bank. That's why there's Citigold.® Citigold premium banking means exceptional service, special benefits and preferred access...not to mention all the advantages Citibank's vast resources have to offer.

Avoid Monthly Fees. Get More Service

As you do more with Citi, your Citigold relationship has even more advantages.

No opening deposit required for a Citigold checking account.
Waive monthly service fees on your Citigold checking account by linking accounts. There's no monthly service fee for the first two statement periods. After that, we'll continue to waive the monthly service fee if the combined average monthly balance of your eligible linked accounts is:
$50,000 or more for all linked deposit and retirement accounts OR
$100,000 or more across all your eligible linked Citi accounts, including investments and loan balances, but excluding mortgage balances.

Otherwise, a $30 monthly service fee will apply.2

Access and Service

Priority processing on credit applications
Experienced, dedicated Citigold Customer Service Representatives
Access to more than 30,000 fee-free ATMs across the U.S.3
Online conveniences including free bill payment
Easy-to-use mobile and tablet banking services that allow you to check your balance and account activity, pay bills, and transfer funds
Women & Co.©, a service of Citi, is the go-to source for what women want to know about personal finance.

Recognition and Benefits

Waived fees for overdraft protection, standard checkbook orders, stop payments, incoming wire transfers, money orders and non-Citibank ATM usage
Discounts for foreign currency transactions and safe-deposit boxes
Preferred interest rates on selected deposit products4
Preferred pricing for loans and lines of credit including Home Equity Loans and Lines of Credit5
Citi ThankYou® Rewards program– Citigold clients can earn the highest amount of points available for a checking package6

Global Benefits

Customer service around the world via an exclusive toll-free number
No foreign exchange fees with using your Citigold Banking Card for ATM withdrawals or debit card purchases in participating countries
Local currency at preferential rates in more than 30 countries
Access to emergency cash, allowing you to withdraw up to $10,000 from your Citigold account at no fee, based on balances in linked accounts
Access to more than 4,000 Citibank branches and 13,000 ATMs around the world
Depending on availability, space to hold meetings in 500 Citibank Global Access branches
When relocating abroad, prearrival account-opening help and transfer of your established credit history, where available

Interest Rate
Minimum Balance
Earn Premium Rates With Citigold© Interest Checking9

Our premier account package
Waived monthly service fee if you meet balance requirements
Apply online, by phone or at a Citibank Financial Center

Account Balance APY Range Interes
Service Charge
$30Monthly Service Fee ()
You will benefit from personalized service
You expect preferred pricing and rates that recognize your total Citi relationship
You want enhanced access to advice and financial guidance
You can take advantage of global acknowledgement as
For the full terms and conditions, see both the Client Manual: Consumer Accounts and the Marketplace Addendum.

Get cash, get information and transfer balances between eligible linked Citibank accounts with no ATM usage fee when you use your Citibank© ATM or Debit Card at ATMs at Citibank branches and Citibank-branded ATMs at other locations. Not all ATMs owned or operated by Citibank. Not all functions available at all ATMs.

To receive a preferred rate, you must have or open a linked checking account in The Citigold© Account Package, and the checking account must be your primary account. Subject to change without notice.

Loans and lines subject to credit approval. Certain limitations may apply.

Separate enrollment of consumer checking account in Citi ThankYou© Rewards required. Eligibility and participation are subject to terms, conditions and restrictions. Customer must be a citizen or resident alien of the United States(U.S.) with a valid U.S. taxpayer identification number. Taxes, if any, are customer's responsibility. You must complete 1 Bill Payment and 1 Direct Deposit each statement period in order to earn monthly ThankYou© Points for eligible products and services linked to your checking account. Citigold© and Citi Private Bank clients who do not complete these transaction requirements can earn points at a reduced level.

Diversification does not ensure a profit or protect against loss.

Women & Co. is a service of Citibank, N.A., that provides financial content, commentary and related resources intended for informational purposes only. The views expressed in Women & Co. content constitute the judgment of the author(s) as of the publication date and are subject to change without notice. Women & Co. makes no guarantee about the accuracy of information provided by any third party. Women and Company, Women & Co., Citibank, Citi, and Citi with Arc Design are registered service marks of Citigroup Inc.

Annual Percentage Yield (APY) is accurate as of 04/08/2012. Rates are variable and subject to change after account opening without notice. Amounts in each balance range can earn a different rate. For Annual Percentage Yield (APY) calculation purposes, a maximum deposit of $500,000 is assumed. Fees may reduce earnings.

Citibank does not charge you a fee for using the Citi Alerting Service. However, your wireless carrier may charge you for receiving the text messages you receive from us related to this service.

Citibank will charge an Overdraft Protection Transfer Fee of $10 each day we cover an overdraft by transferring money from your Safety Check contributing account. The Overdraft Protection Transfer Fee will be charged to the checking account that receives the transfer. This fee is waived for Citigold®, Citi Private Bank, International Personal Banking, and Global Executive Banking customers. For additional terms and conditions regarding Safety Check please refer to the Client Manual-Consumer Accounts and the Marketplace Addendum.
Supporting Documents
call us at 1-877-362-9100 (TTY 1-800-788-0002) to open an account or learn more.


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