The Citibank Account

Relationships have their rewards.

Enjoy all the benefits of full-service checking account with The Citibank Account. Just maintain a required minimum balance and you'll avoid monthly service fees. The best part? Meeting the balance requirement is also achievable when you have other accounts.

Citibank® Banking Card

Your no monthly fee Citibank® Debit MasterCard® (banking card) lets you access your accounts online, by phone and at ATMs. Plus, you can use it to conveniently make purchases at thousands of merchants around the globe
Bill Payment

You can make payments to third parties by calling CitiPhone Banking or by using Citibank Online or Citi mobile. When you pay your bills through our bill payment service your payment is transferred electronically or by an official check.
Direct Deposit

You may have funds, such as your pay, your pension, or your social security payments sent to your checking, savings and money market accounts by Direct Deposit.
Relationship Rewards

Citi ThankYou® Rewards3

Enroll your checking account in Citi ThankYou® Rewards and earn points for eligible linked products and services. Points can be redeemed for great rewards.

$15,000

$20 Monthly Fee (Maintain $15,000 in prior calendar months combined average balances and pay no monthly service fee or non – Citibank ATM fees. )

You keep an average combined balance of at least $15,000

You want fee-free use of non-Citibank ATMs1

You'd like the option to earn interest

You want to receive reward points for your banking relationship3

Fees charged by other institutions for your transactions on non-Citibank ATMs are beyond Citibank's control and are in addition to the fees listed here.

For the full terms and conditions, see both the Client Manual: Consumer Accounts and the Marketplace Addendum.

Separate enrollment of eligible checking account in Citi ThankYou® Rewards required. Eligibility and participation are subject to terms, conditions and restrictions. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. taxpayer identification number. Taxes, if any, are customer's responsibility. You must complete 1 Bill Payment and 1 Direct Deposit each statement period in order to earn monthly ThankYou® Points for eligible products and services linked to your checking account. Citigold® and Citi Private Bank clients who do not complete these transaction requirements can earn points at a reduced level.

Citibank does not charge you a fee for using the Citi Alerting Service. However, your wireless carrier may charge you for receiving the text messages you receive from us related to this service.
Citibank will charge an Overdraft Protection Transfer Fee of $10 each day we cover an overdraft by transferring money from your Safety Check contributing account. The Overdraft Protection Transfer Fee will be charged to the checking account that receives the transfer. This fee is waived for Citigold®, Citi Private Bank, International Personal Banking, and Global Executive Banking customers. For additional terms and conditions regarding Safety Check please refer to the Client Manual-Consumer Accounts and the Marketplace Addendum.

Tickets offers are only available to Citi credit card members and Citibank Debit MasterCard customers. Ticket orders subject to a service charge. Subject to availability. Ticket limit per account varies by show. Citibank is not responsible for products or services offered by other companies. Citi business cards and Citi professional cards may only be used for business purposes.

©2011 Citibank, N.A. Citi, Citibank, Citigold, Citibank with Arc Design, CitiPhone Banking, Checking Plus, Citi ThankYou and ThankYou are registered service marks of Citigroup Inc. MasterCard® is a registered trademark of MasterCard International Incorporated.

call us at 1-800-374-9500 (TTY 1-800-788-0002) to open an account or learn more.