Citibank® Savings Plus Account

Save more, earn more.

The Citibank® Savings Plus Account offers tiered rates that may increase as your balance grows. You'll also get the peace-of-mind of FDIC insurance—and account access anytime, anywhere.

Growing your savings is easy

You can easily open a Savings Plus Account online, over the phone or in-branch, and funding your account couldn't be easier — you can do it online. Here's how:

Transfer funds from a linked Citibank® account
Transfer funds from a non-Citibank® account via Inter Institution Transfers
Use a credit card

For an easy way to grow your savings, put your savings on auto-pilot by setting up Auto Save. Auto Save automatically transfers funds from your checking account to your Savings Plus Account.

It's enough to remember where your keys are let alone remembering to save every month. That's why there's Auto Save—our free service that helps you save regularly by automatically transferring money between your checking account and your savings or money market account.

Whether your saving for a rainy day or have a specific goal in mind you can rest easy knowing your Savings Plus Account is FDIC insured and provides you with full liquidity and 24/7 access to your funds.2

A savings or money market account can help you earn monthly ThankYou® Points.

Separate enrollment of eligible checking account in Citi ThankYou® Rewards required. Eligibility and participation are subject to terms, conditions and restrictions. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. taxpayer identification number. Taxes, if any, are customer's responsibility. You must complete 1 Bill Payment and 1 Direct Deposit each statement period in order to earn monthly ThankYou® Points for eligible products and services linked to your checking account. Citigold® and Citi Private Bank clients who do not complete these transaction requirements can earn points at a reduced level.

Deposits are subject to Citibank's standard funds availability schedule.

Citibank does not charge you a fee for using the Citi Alerting Service. However, your wireless carrier may charge you for receiving the text messages you receive from us related to this service.

Citibank will charge an Overdraft Protection Transfer Fee of $10 each day we cover an overdraft by transferring money from your Safety Check contributing account. The Overdraft Protection Transfer Fee will be charged to the checking account that receives the transfer. This fee is waived for Citigold®, Citi Private Bank, International Personal Banking, and Global Executive Banking customers. For additional terms and conditions regarding Safety Check please refer to the Client Manual-Consumer Accounts and the Marketplace Addendum.

Checking Plus® (variable rate), personal loans, and Home Equity Loans and lines of credit as well as First Mortgage products are offered by Citibank, N.A., an Equal Housing Lender.

call us at 1-800-374-9500 (TTY 1-800-788-0002) to open an account or learn more.