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Home Equity Loan

Home Equity for the funds you need.

Put your home's equity to good use. With a Home Equity Loan you'll have a predictable monthly payment amount. And the best part is you can use it for just about anything.

Competitive Rates2

Enjoy a fixed rate as low as 7.99% APR. For IL properties, the APR can be as low as 7.74% APR and for NY properties, the APR can be as low as 8.24% APR.
There are NO application fees, points or closing costs.2 Plus, the interest you pay is potentially 100% tax deductible.4
Loan Amount
Loans range from $10,000 to $200,000. You'll get a lump sum payout and the option to repay your loan over 5, 10, 15, 20 or 30 years.
Interest Rate
Get the Lowest Rates

To qualify for the lowest rate, you must:
Use Citibank Auto Deduct (an automated monthly debit from a Citibank deposit account) for repayment
Meet minimum loan amount requirements
Meet certain loan-to-value conditions and cred
Supporting Documents


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