The Golden 1 Credit Union is California's leading financial cooperative, and the sixth largest credit union in the U.S. with more than $7 billion in assets and nearly 600,000 members. We have more than 80 branches, 270 ATMs and 28,000 network ATMs nationwide. Our non-cash offices are conveniently located within places of business you may already visit.

Founded by a group of California state employees in 1933, Golden 1 is a membership financial cooperative which is owned by its members. In keeping with the credit union philosophy of "people helping people," Golden 1 offers our members a wide range of low-cost consumer financial products and high-quality service.

Who can join? Anyone who lives or works in 34 of California's 58 counties is eligible to join. Golden 1 also proudly serves California state employees, members of CalPERS and CalSTRS, and employees of thousands of organizations and businesses throughout the state. Family members of Golden 1 members are also eligible to join. It's easy to become a member; just click here to start the process or pick up an application from one of our branches.

As a full-service credit union, Golden 1 offers all the consumer financial products and latest delivery innovations you'd expect from a large financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans. Member deposits are federally insured to the maximum amount for each member or shareholder by the National Credit Union Administration (NCUA).