Santa Barbara Bank & Trust has delivered exceptional independent banking since community members recognized a growing need for a more responsive, service-driven bank to serve residents along the unique Central Coast. Marked by breadth of product, local convenience, and personalized attention to customer needs, the quality banking delivered by SBB&T had been enthusiastically embraced throughout the Central Coast since 1960.

In 1989, following nearly 30 years of financial success and strong customer support in its traditional South Coast market, SBB&T first introduced its premier brand of banking to customers in Northern Santa Barbara County by forming a partnership with Community Bank of Santa Ynez Valley. The enthusiastic reception there was strong evidence that customers in these communities were ready for the convenience and choices of a big bank, backed by the personalized attention available delivered best by a community-based financial institution.

Recognizing rapid growth in the area, the Bank once again joined forces with a strong, local banking presence, merging operations with Lompoc-based First Valley Bank in the first quarter of 1997. Today, Santa Barbara Bank & Trust delivers premier community banking from four North County branches which remain true to a unique set of operating principles and core values that differentiate the Company from other financial institutions, big and small.

Following 35 years of financial success and strong customer support in its traditional markets, in 1995, the Bank introduced its exceptional brand of banking to customers in growing Ventura County, opening new branches in the cities of Camarillo, Oxnard and Ventura. Staffed by local, experienced banking professionals long familiar with the financial services needs and expectations of their friends and neighbors, these offices provided the personalized customer service that clearly distinguishes SBB&T from competing financial institutions. In 2000, the well-respected Los Robles Bank with offices in Camarillo, Thousand Oaks and Westlake Village joined the SBB&T Ventura County Region. Today, SBB&T operates branches in 10 Ventura County locations and has become Ventura County's leading independent bank by offering the convenience and choices of a big bank, backed by the personalized attention available only from a community-oriented, independent financial institution.