Wells Fargo

Wells Fargo Limited

Phone: 1-800-869-3557,1-800-956-4442
Email: reportphish@wellsfargo.com

Wells Fargo Collegiate® Loan

Wells Fargo offers a variety of private student loans at competitive rates. When it comes to financing your education, be sure to look at all of your options - including grants, scholarships and loans from all sources - and make careful comparisons among all your choices. If you determine a private student loan for graduate school is right for you, Wells Fargo offers loans to fit the needs of nearly every student. Most students will need to apply with a cosigner in order to meet our credit history, income, and employment requirements.

About federal loans: Wells Fargo and other private lenders no longer are able to originate federal student loans. All new federal loans are available directly from the U.S. Department of Education.
If you've received all the federal loans you're eligible for and still need additional funding, you can use a Wells Fargo Collegiate Loan1 to borrow up to the entire cost of your education.

Or you may use this loan instead of a federal loan if you enrolled less than half-time or did not complete the FAFSA.
No payments are due until six months after you leave school.
Automatic payment discount — Lower your interest rate by 0.25% when you set up an automatic payment from a personal checking or savings account.
Wells Fargo Student Graduation BenefitSM — Lower your interest rate by 0.25% after we verify that you’ve graduated.
Relationship discount — Lower your interest rate by up to 0.50% if you’re a Wells Fargo customer.
Loan Amount
There's no annual maximum — you can borrow up to the cost of education (tuition, books, etc.) minus other financial aid.2 The aggregate loan limit is $120,000 including all other educational debt.
Interest Rate
Lower your interest rate by 0.25%
Fees No application, origination, or early repayment fees.
You must:

Be enrolled as an undergraduate or graduate student at an eligible school, and seeking a degree, certificate, or license. Check our Loan Selector to see if this loan is offered at your school.
Have a cosigner, unless you meet credit
Typically, we send the money directly to your school (and your school will distribute any extra funds to you). If you have questions on how your school handles disbursements, please check with your Financial Aid Office.

You can use any money left over after paying for tuition for your other education-related expenses, such as room and board or books.


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