CD/Savings Secured Loan

If you have a Wells Fargo CD or savings account, you can use it as collateral for a loan—meaning you get a lower annual percentage rate without touching your savings.
Meeting immediate expenses with a fixed annual percentage rate and monthly payment. You get a lower annual percentage rate by providing approved collateral (such as a Wells Fargo CD or savings account) to secure your loan.
Origination Fee : Origination fees vary by state and range from $0 to $100.

Immediate funding — you’ll know if you qualify for the loan within hours, and usually have the funds the next business day
Simple application — you won’t have to deal with a complicated application
Fixed term, fixed rate — you know exactly how much you’ll pay each month, making it easy to budget

$3,000 to $250,000.*
*Any applicable fees/charges that are financed may be added to this amount.

Up to ten years; varies by loan amount.

Call 1-888-667-5250
Competitive Annual Percentage Rates.

Fixed monthly payments of interest and principal.

You receive the entire amount of the loan up front.
Funds are paid to you via check or direct deposit into your Wells Fargo checking account.
Credit decision generally within 2 business hours. Receive money in as few as 3 business days.

Apply online
Call 1-888-667-5250
Apply in person
Application process