Regular savings account

Who it's for (Regular Savings Accounts)
You're opening your first savings account
You want to consistently save money for unexpected expenses or special purchases (vacation, holiday gifts)
Standard Regular Savings account features
Open this basic savings account with as little as $25
Online Banking . Link opens in a new window. service
FDIC insured to the maximum amount allowed by law
Monthly maintenance fee waived with an automatic monthly transfer of $25 or more from your Bank of America checking account. Visit our interactive demo. Link opens in a new window. for step-by-step instructions

Regular Savings Account Pricing
Regular Savings has no monthly maintenance fee if you maintain a $300 minimum daily balance or set up an automatic monthly transfer of $25 from a linked checking account.
Minimum Balance Monthly Maintenance Fee
$300 per day None
An automatic monthly transfer from a Bank of America checking account of $25 or more None
Less than $300 per day or no automatic monthly transfer of $25 or more from checking $5

Withdrawals Excess Withdrawal Fee
3 or fewer per month None
More than 3 per month and minimum daily balance less than $2,500 $3 per withdrawal
More than 3 per month and minimum daily balance is at least $2,500 None

- 0.05%

- Regular Savings has no monthly maintenance fee if you maintain a $300 minimum daily balance or set up an automatic monthly transfer of $25 from a linked checking account.