Standard Term CD Account

Standard Term CD Features:
Minimum deposit of $1,000 and a customizable term - as short as 28 days or as long as 10 years

Withdraw interest monthly without penalty.

Balances are FDIC insured to the maximum allowed by law.

Fund your new CD with your existing Bank of America checking or savings account, or transfer funds using a checking or savings account from another bank (you will need the routing number and account number; you can find this information on a check).

Application process time may take up to two business days. Your Bank of America Standard Term CD will be booked at the rate on the day you submit your application.

View your account online virtually anytime through Online Banking from Bank of America

CD 36-47 Months CD Interest Rate APY1
Less than $10,000 0.60 0.60
$10,000 - $24,999 0.60 0.60
$25,000 - $49,999 0.60 0.60
$50,000 - $99,999 0.60 0.60
$100,000 - $499,999 0.60 0.60
$500,000 and over 0.60 0.60

The minimum opening balance for the Standard Term CD is $1,000

CD 36-47 Months

A written Maturity/Soon to Mature notice is sent at least 20 days in advance for CD terms of 32 or more days.