Bank of America

Bank of America

Phone: 1.888.550.6433 (U.S.) 1.401.865.7948 (International)

BankAmericard® Secured Credit Card

Build your credit

No application fees or activation fees

Credit line $300-$4,900. Your maximum credit line is determined by your individual ability to pay based on the income that you provide and your security deposit.

When handled responsibly, a foundation to build your credit history-important account information is shared with all three major credit bureaus

After 12 months, your account may be reviewed and you may then qualify to have your security deposit returned if your credit and payment history warrant it at that time

Learn more about credit

Visit our Learn About Credit section to get a better understanding of how credit works and what you can do to effectively use and manage credit

Access to credit education on topics like using credit cards responsibly, budgeting and more
Credit Security

Go paperless
Opt for paperless credit card statements and increase account security while reducing paper consumption

Photo Security®
Put your photo on your credit card for added safety

Add an extra layer of protection when you shop online with this anti-fraud service

Total Security Protection®
Get a stronger defense against theft with the $0 Liability Guarantee. Fraudulent charges can be credited to your account as soon as the next day.

Technology & Services

Account alerts
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.

Mobile Banking
Bank on the go from almost anywhere quickly and securely. Pay bills, transfer funds, check available credit and more.

Add another security layer to your online purchases with a 6-digit, one-time code you use along with your SiteKey®

Tap & pay
Transmit data wirelessly for fast and secure purchases

Text Banking
Get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.
Interest Rate
Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases
20.24% APR.

This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers
20.24% APR.

This APR will vary with the market based on the Prim
Global Network
Service Type
Special service


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