Bank of America
Phone: 1.888.550.6433 (U.S.) 1.401.865.7948 (International)
Email:
Name
BankAmericard® Secured Credit Card
Category
Description
Build your credit
No application fees or activation fees
Credit line $300-$4,900. Your maximum credit line is determined by your individual ability to pay based on the income that you provide and your security deposit.
When handled responsibly, a foundation to build your credit history-important account information is shared with all three major credit bureaus
After 12 months, your account may be reviewed and you may then qualify to have your security deposit returned if your credit and payment history warrant it at that time
Learn more about credit
Visit our Learn About Credit section to get a better understanding of how credit works and what you can do to effectively use and manage credit
Access to credit education on topics like using credit cards responsibly, budgeting and more
No application fees or activation fees
Credit line $300-$4,900. Your maximum credit line is determined by your individual ability to pay based on the income that you provide and your security deposit.
When handled responsibly, a foundation to build your credit history-important account information is shared with all three major credit bureaus
After 12 months, your account may be reviewed and you may then qualify to have your security deposit returned if your credit and payment history warrant it at that time
Learn more about credit
Visit our Learn About Credit section to get a better understanding of how credit works and what you can do to effectively use and manage credit
Access to credit education on topics like using credit cards responsibly, budgeting and more
Benefit
Credit Security
Go paperless
Opt for paperless credit card statements and increase account security while reducing paper consumption
Photo Security®
Put your photo on your credit card for added safety
ShopSafe®
Add an extra layer of protection when you shop online with this anti-fraud service
Total Security Protection®
Get a stronger defense against theft with the $0 Liability Guarantee. Fraudulent charges can be credited to your account as soon as the next day.
Technology & Services
Account alerts
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.
Mobile Banking
Bank on the go from almost anywhere quickly and securely. Pay bills, transfer funds, check available credit and more.
SafePass®
Add another security layer to your online purchases with a 6-digit, one-time code you use along with your SiteKey®
Tap & pay
Transmit data wirelessly for fast and secure purchases
Text Banking
Get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.
Go paperless
Opt for paperless credit card statements and increase account security while reducing paper consumption
Photo Security®
Put your photo on your credit card for added safety
ShopSafe®
Add an extra layer of protection when you shop online with this anti-fraud service
Total Security Protection®
Get a stronger defense against theft with the $0 Liability Guarantee. Fraudulent charges can be credited to your account as soon as the next day.
Technology & Services
Account alerts
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.
Mobile Banking
Bank on the go from almost anywhere quickly and securely. Pay bills, transfer funds, check available credit and more.
SafePass®
Add another security layer to your online purchases with a 6-digit, one-time code you use along with your SiteKey®
Tap & pay
Transmit data wirelessly for fast and secure purchases
Text Banking
Get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.
Type
Credit
Interest Rate
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
20.24% APR.
This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers
20.24% APR.
This APR will vary with the market based on the Prim
Annual Percentage Rate (APR) for Purchases
20.24% APR.
This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers
20.24% APR.
This APR will vary with the market based on the Prim
Global Network
VISA
Scope
International
Service Type
Special service
Featured
Yes
Reviews