Bank of America

Bank of America

Phone: 1.888.550.6433 (U.S.) 1.401.865.7948 (International)

BankAmericard Basic Visa® Credit Card

One interest rate for all your purchases

Enjoy peace of mind with one basic interest rate you can use for all balance transfers, purchases and cash advances. Know your credit card's interest rate won't change unless the U.S. Prime Rate does.

Special services

Travel safely with travel and emergency assistance and automatic car-rental insurance

Rest easy with Purchase Replacement, which covers purchases that are stolen, damaged or lost within 90 days of purchase
Credit Security

Photo Security®
Put your photo on your credit card for added safety

Go paperless
Opt for paperless credit card statements and increase account security while reducing paper consumption

Add an extra layer of protection when you shop online with this anti-fraud service

Total Security Protection®
Get a stronger defense against theft and loss with fraud monitoring. Fraudulent purchase can be credited to your account as soon as the next day.

Technology & Services

Account alerts
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.

Mobile Banking
Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.

Tap & pay
Transmit data wirelessly for fast and secure purchase

Add another security layer to your online purchase with a 6-digit, one-time code you use along with your SiteKey®

Text Banking
Get the answers you need quickly by text. Simply send the text and you'll get a reply in seconds.
Interest Rate
Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases
17.25% APR.

This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers
17.25% APR.

This APR will vary with the market based on the Prim
Global Network
Service Type


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