Bank of America

Bank of America

Phone: 1.888.550.6433 (U.S.) 1.401.865.7948 (International)

Royal Caribbean® Visa® Credit Card

Earn travel rewards

Get 10,000 Bonus Royal PointsSM after your first qualifying purchase—enough for a $100 onboard credit (U.S. residents only)

Earn 1 Royal PointsSM per $1 on all purchases

Earn double Royal PointsSM on onboard purchases and qualifying Royal Caribbean International® purchases

Earn up to 250,000 Royal PointsSM per year

Redeem Royal Points SM for onboard credits, stateroom upgrades, discounts, cruises and more

Start redeeming for rewards at 1,000 points. Redeem a maximum of 1,250,000 Royal PointsSM over 5 years.

Special Services

Rest easy with Purchase Replacement, which covers purchases that are stolen, damaged or lost within 90 days of purchase

Get automatic travel/emergency assistance and car-rental insurance
Credit Security

Credit Protection Plus™
Cancel your minimum monthly payment for a number of months when certain events occur

Go paperless
Opt for paperless credit card statements and increase account security while reducing paper consumption

Overdraft Protection
Prevent declined purchases, returned checks or other overdrafts when you link your account to your credit card

Total Security Protection®
Get a stronger defense against theft with the $0 Liability Guarantee. Fraudulent charges can be credited to your account as soon as the next day.

Technology & Services

Account alerts
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.

Mobile Banking
Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.

Text Banking
Get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.
Interest Rate
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
12.99% to 20.99% APR, based on your creditworthiness when you open your account.

After that, your APR will vary with the market based on the Prime Rate.
APR for Balance
Global Network
Service Type


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