PNC Flex® Visa® Credit Card

If you tend to carry a balance on your credit card, you want to save on interest and still earn rewards. PNC Flex helps you do both.
Introductory Offer

Introductory 2.99% Annual Percentage Rate (APR) on balance transfers for the first 24 billing cycles following account opening when the balance is transferred within the first 60 days following account opening.

Then a variable APR, currently 10.99% to 19.99%, based on creditworthiness. This APR will vary with the market based on the prime rate.*

Save on interest rate

Get an introductory offer with a low balance transfer rate for the first 24 billing cycles following account opening when the balance is transferred within the first 60 days following account opening.


Earn 4 points for every $1 in qualifying purchases

There is no limit to the number of points you can earn
You'll be automatically enrolled in the PNC points® program


Get more points with a qualifying checking account

Earn 100 bonus points for every $1 in non-promotional interest billed if you have a qualifying checking account balance of $1,500 or more
Earn 100 bonus points for every $2 in non-promotional interest billed if you have a qualifying checking account balance of $500.00-$1,499.99
See Summary of Flex® Rewards Program


Redeem for as few as 3,000 points

Redeem points for cash rewards, exciting merchandise, gift cards, travel and more

CreditCard

Cash Advances APR 21.99%
This APR will vary with the market based on the prime rate.
Penalty APR 28.99%
This APR will vary with the market based on the prime rate

Penalty Fees:
Late Payment
Returned Payment
Up to $35
Up to $35

Annual Fee $0
Minimum Interest Charge $1.50

Visa

International

Retail

Introductory Offer Introductory 2.99% Annual Percentage Rate (APR) on balance transfers for the first 24 billing cycles following account opening when the balance is transferred within the first 60 days following account opening.
Then, the Purchase and Balance Transfer APR.
Purchase & Balance Transfer APR 10.99% to 19.99%, based on creditworthiness.
This APR will vary with the market based on the prime rate.

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