PNC points® Visa® Credit Card

Card, Credit Card, VISA Card

If you like seeing points add up quickly and turning them into exciting rewards, then the PNC points Visa credit card gives you lots of opportunities.
Introductory Offer

Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 60 days following account opening.

And, introductory 0% APR for the first 6 billing cycles following account opening on purchases.

Then a variable APR, currently 11.99% to 21.99%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
Introductory Offer Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 60 days following account opening.

And, introductory 0% APR on purchases for the first 6 billing cycles following account opening.

Then, the purchase and balance transfer APR

Earn 4 points for every $1 in qualifying purchases

There is no limit to the number of points you can earn
You'll be automatically enrolled in the PNC points® program
See Summary of PNC points Rewards Program


Boost your earning potential with a qualifying checking account
When you have a qualifying checking account and meet minimum balance or direct deposit requirements:

Get a 75% bonus on the base points you earn - the best level of reward - with a PNC Performance Select checking account.
Get a 50% bonus on the base points you earn - with a PNC Virtual Wallet with Performance Spend or PNC Performance Checking Account
Get a 25% bonus on the base points you earn - with a PNC Virtual Wallet
See Summary of PNC points Rewards Program


Redeem for exciting rewards

Redeem points for cash rewards, merchandise, gift cards, travel and mor

CreditCard

Cash Advances APR 21.99%
This APR will vary with the market based on the prime rate.
Penalty APR 28.99%
This APR will vary with the market based on the prime rate

Minimum Interest Charge $1.50
Annual Fee $0

Visa

International

Retail

Transaction Fees:
Balance Transfers
Cash Advances
Foreign Transaction
Either $5 or 3% of the amount of each balance transfer, whichever is greater

Either $10 or 4% of the amount of each cash advance, whichever is greater

3% of each foreign transaction in U.S. dollars

Penalty Fees:
Late Payment
Returned Payment
Up to $35
Up to $35

Call 1-800-762-5684

Mon - Fri: 7am - 10pm ET
Sat - Sun: 8am - 5pm ET